Send money home.
Pay the actual bill.
A diaspora worker in the US pays their mother's rent in Nairobi, the kids' school fees in Manila, or a utility bill in Lagos — directly, in seconds, for cents. No cash that gets spent on the way.
Sunrise Academy
School fees · STU-20241
$85.00
KSh 10,997 🇰🇪
$650B+
Remittances / year
6%
Average fee (legacy)
$0.01
Homebound fee
~3s
Settlement time
Why Homebound wins
Purpose-bound remittances with social impact.
Pay the actual bill
Rent, school fees, utilities — sent directly to the biller. No middlemen, no leakage.
Purpose-bound money
Unlike cash remittances, bill payments are guaranteed to reach the intended purpose.
Walletless recipients
Send a claimable voucher link. Recipients don't need a wallet to receive funds.
Transparent fees
~$0.01 vs. 6% industry average. On a $200 transfer you save $11.99.
How it works
Four steps to send money home the right way.
Fund in USDC
Load your Homebound wallet with USDC on Stellar testnet.
Choose destination
Send cash to a wallet, or pick a registered biller.
Confirm & send
Review the local-currency amount and $0.01 fee, then confirm.
Instant receipt
Both you and the biller get a receipt. Settlement in ~3 seconds.